Target Heart Rate Calculator
Last updated: March 26, 2026
Your target heart rate is a range of numbers that reflect how fast your heart should be beating during aerobic exercise to achieve maximum cardiovascular benefit safely.
Medical Disclaimer: Do not use this calculator if you have a heart condition, are on cardiovascular medication, or are recovering from an illness. Always consult your doctor before starting a new exercise regimen.
The Karvonen Formula
While the simple 220 - Age formula gives a rough estimate of maximum heart rate, it doesn't account for individual fitness levels. The Karvonen formula is much more accurate because it factors in your Resting Heart Rate (RHR).
Step 1: Heart Rate Reserve (HRR)
Step 2: Target Zone Calculation
To find the beats per minute (BPM) for a specific intensity percentage ():
Training Zones
Depending on your fitness goals, you should aim for different intensity percentages:
- Warm Up / Recovery Zone (50-60%): Ideal for warming up, cooling down, or active recovery.
- Fat Burning Zone (60-70%): The body primarily uses fat stores for energy. Good for endurance building.
- Aerobic Zone (70-80%): Improves cardiovascular fitness, lung capacity, and stamina.
- Anaerobic Zone (80-90%): High-intensity training. Improves lactate threshold and performance.
- VO2 Max / Redline (90-100%): Maximum effort. Only sustainable for very short bursts.
Frequently Asked Questions
How do I measure my resting heart rate?
The best time to measure your resting heart rate is first thing in the morning, before getting out of bed. Place two fingers on the inside of your wrist or your neck, count the beats for 30 seconds, and multiply by two.
What if my heart rate goes above my target zone?
If you are consistently above your target zone and feel breathless, dizzy, or nauseous, slow down immediately. If you feel fine but are above the zone, your actual maximum heart rate might be higher than the standard formula estimates.
Do fitness trackers measure heart rate accurately?
Modern chest-strap heart rate monitors are incredibly accurate (akin to an EKG). Wrist-based optical sensors (like an Apple Watch or Fitbit) are generally very good for steady-state cardio but can lag or lose accuracy during high-intensity interval training (HIIT) or weightlifting.